Health2Insure offers a competitively priced personal accident or personal accident and illness insurance to suit your needs.
The policy is very flexible, select from accidental death benefit only or accident with capital benefits, with a further option of adding weekly payments for accidentally injury or accidental injury & illness. See the Summary of benefits below.
Our personal accident or personal accident and illness policy is a versatile insurance product that has been taken up by customers from a wide range of trades and professions, here are just a few; Employees of a solicitors in London, Charity parachute jumps, Offshore oil workers, Mine clearance operatives, Professional racing drivers, A world land speed record attempt, Film and TV celebrities & Close protection officers in Syria.
Compensation payable in respect of Accident
Compensation payable in respect of Illness
* If you make a claim under these Sections, there may be a period at the beginning of your period of disablement for which no benefit shall be payable. This is known as excess and will be shown in the Schedule.
In the event of a valid claim under Temporary Total Disablement, Temporary Partial Disablement & Temporary Total Disablement the Underwriters will pay Medical Expenses incurred up to 15% of the claim admitted subject to a maximum limit of GBP 15,000.
The Underwriters will only pay expenses incurred within 2 years of the date of the Accident or Illness.
If the Assured or Insured Person are able to recover Medical Expenses under any other insurance, the Underwriters’ liability shall be limited to the difference between such recovery and the total cost of Medical Expenses incurred (see Subrogation in the Conditions).
If the Insured Person’s Country of Domicile is outside England, Scotland, Wales and Northern Ireland, this Extension may not apply (see Exclusion 13).