Travel insurance benefits

Single trip & multi-trip travel Insurance - travel policies for everyone

Protection for you and your family when traveling abroad or away from home.

Our travel insurance polices come with a range of quality benefits. Depending on your needs, select from 4 levels of cover, available for a single trip or your annual multi-trip travel plans.

Travel insurance cover is available for all UK residents under the age of 85 that are registered with a GP in the UK. If anyone traveling reaches the age of 86 during the period of insurance, cover will continue until the next renewal date but not thereafter.

Why choose our travel Insurance

Our Travel insurance is underwritten by AXA Sunworld and with policies starting from as little £34 per person (inc IPT) make a smart choice to protect your travel plans.

Below is a summary of key benefits our AXA SunWorld Standard Travel Policy offers:

Cancellation or cutting short a trip

We will pay up to your chosen limit shown in your schedule, per person for your unused and irrecoverable costs if you have to cancel or cut short your trip as a result of one of a number of covered scenarios.

Medical emergency & repatriation expenses

Cover for hospital and other medical expenses incurred whilst outside the United Kingdom and within 12 months of the illness or injury. This includes additional accommodation expenses and repatriation costs.  24 hour emergency medical assistance is included.

Legal Expenses & assistance

We will cover you up to your chosen limit shown in your schedule.

Personal Baggage

We will cover you up to your chosen limit shown in your schedule, if your personal belongings are lost, damaged or stolen. The following limits also apply: - Up to £250* for any one article - Up to £300* for total valuables.

Personal money, passport and documents

If your personal money is lost, damaged or stolen the following limits apply:

  • Up to £150 for cash (£50 if under the age of 16)*
  • Up to £150 for all other personal money *
  • Up to £300 for replacement Passport*

We will also pay for your additional accommodation and transport costs up to £300* to obtain a replacement passport if yours is lost, stolen or damaged.

Missed Departure

We will pay up to £500* for your additional transport costs if you miss your public transport from or to the UK as a result of one of a number of covered scenarios.

Delayed Departure

We will pay up to £250* (£20 after 5 hours and £20 per 12 hours delay thereafter) if your departure from or to the UK is delayed for at least 5 hours as a result of one of a number of covered scenarios.

*Values (£) where shown are indicative of cover limits with our Standard Travel Policy - cover limits will vary for other policies

Select the policy that's right for you

We offer 4 levels of cover starting with Economy going up to Premier Plus, offering the highest limits of cover. Policy documentation is available in the downloads area below.

Below are brief summaries of limits of travel insurance cover available. This information may assist in the selection of appropriate cover required for you and your family’s travel plans.

Economy Travel Policy

Policy overview limits are shown below for our Economy Travel Policy - for details more please read the appropriate summary of benefits & policy wording or the IPID (2 page product summary) in document downloads.

Trip Cancellation

Cancellation or curtailment - cover up to £750

Medical Emergency

Medical emergency & repatriation expenses - cover up to £2,000,000

Legal Expenses

Legal Expenses & Assistance cover - we will pay up to £10,000

Personal Money & Documents

Up to £100 (£50 under 16's) for loss, theft or damage to cash

Up to £150 for other money or documents loss or theft

Up to £200 for Passport loss or theft

Personal Baggage

For loss, theft or damage - up to £200

Personal Accident

up to £5,000 (limited cover for under 16’s & over 65’s)

Missed Departure

We will pay up to £250

Delayed Departure

We will pay up to £250

Apply for insurance quote now

Standard Travel Policy

Policy overview limits are shown below for our Standard Travel Policy - for details more please read the appropriate summary of benefits & policy wording or IPID (2 page product summary) in document downloads.

Trip Cancellation

Cancellation or curtailment - cover up to £1500

Medical Emergency

Medical emergency & repatriation expenses - cover up to £5,000,000

Legal Expenses

Legal Expenses & Assistance cover - we will pay up to £15,000

Personal Money & Documents

Up to £150 (£50 under 16's) for loss, theft or damage to cash

Up to £150 for other money or document

Up to £200 for Passport loss or theft

Personal Baggage

For loss, theft or damage - up to £700 with single item limit up to £250

Personal Accident

up to £15,000 (limited cover for under 16’s & over 65’s)

Missed Departure

We will pay up to £500

Delayed Departure

We will pay up to £250

Apply for insurance quote now

Premier Travel Policy

Policy overview limits are shown below for our Premier Travel Policy - for details more please read the appropriate summary of benefits & policy wording or IPID (2 page product summary) in document downloads.

Trip Cancellation

Cancellation or curtailment - cover up to £5,000

Medical Emergency

Medical emergency & repatriation expenses - cover up to £10,000,000

Legal Expenses

Legal Expenses & Assistance cover - we will pay up to £25,000

Personal Money & Documents

Up to £250 (£50 under 16's) for loss, theft or damage to cash

Up to £250 for other money or document

Up to £200 for Passport loss or theft

Personal Baggage

For loss, theft or damage - up to £1,500, single item limit up to £250

Personal Accident

up to £25,000 (limited cover for under 16’s & over 65’s)

Missed Departure

We will pay up to £500

Delayed Departure

We will pay up to £250

Apply for insurance quote now

Premier Plus Travel Policy

Policy overview limits are shown below for our Premier Plus Travel Policy - for more details please read the appropriate summary of benefits & policy wording or IPID (2 page product summary) in document downloads.

Trip Cancellation

Cancellation or curtailment - cover up to £7,500

Medical Emergency

Medical emergency & repatriation expenses - cover up to £15,000,000

Legal Expenses

Legal Expenses & Assistance cover - we will pay up to £50,000

Personal Money & Documents

Up to £250 (£50 under 16's) for loss, theft or damage to cash

Up to £250 for other money or document

Up to £300 for Passport loss or theft

Personal Baggage

For loss, theft or damage - up to £2,000, single item limit up to £500

Personal Accident

up to £50,000 (limited cover for under 16’s & over 65’s)

Missed Departure

We will pay up to £500

Delayed Departure

We will pay up to £250

Apply for insurance quote now

Additional cover extensions

All our travel insurance policies have additional cover options, such as winter sports, business benefits and golf cover. Please see policy summaries for more details, available in the downloads section below

If you have a specific travel insurance question please contact us by phone or by email.

Policy Excess

All policies have an excess of £50, we will not pay the first £50 per person of all and every claim.

Making a claim

To make an insurance claim go our contact page to submit details of your claim by email. If you wish you may telephone us in the first instance for advice about the claim. All claims must be submitted in writing, we cannot accept claims made over the telephone.

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Travel Insurance Document Downloads Section - Summary of Benefits & Policy Wording

Select the document you wish to read by clicking the appropriate link from the selection below:

Economy Travel
Insurance
A graphic representing a document downloadSummary of Benefits
& Policy Wording
Standard Travel
Insurance
A graphic representing a document downloadSummary of Benefits
& Policy Wording
Premier Travel
Insurance
A graphic representing a document downloadSummary of Benefits
& Policy Wording
Premier Plus Travel
Insurance
A graphic representing a document downloadSummary of Benefits
& Policy Wording

Travel Insurance Document Downloads - IPIDs (Insurance Product Information document)

Select the document you wish to read by clicking the appropriate link from the selection below:

Economy Travel
Insurance
A graphic representing a document downloadSingle-trip IPIDMulti-trip IPID
Standard Travel
Insurance
A graphic representing a document downloadSingle-trip IPIDMulti-trip IPID
Premier Travel
Insurance
A graphic representing a document downloadSingle-trip IPIDMulti-trip IPID
Premier Plus Travel
Insurance
A graphic representing a document downloadSingle-trip IPIDMulti-trip IPID